Loan review is the backbone of internal control of the loan portfolio. It is imperative that your financial institution has a dynamic process for independently assessing the overall level and direction of credit risk, as well as compliance with applicable laws and regulations. Periodic, objective reviews of credit risk levels, risk management processes, and compliance considerations are essential to effective portfolio management. Whether your loan review is conducted in-house or by a third party, the purpose is the same.
Join this session for a walk-through of examiners’ expectations that you can compare to your loan review process, ensuring that your financial institution’s consumer, commercial, and real estate lending practices are safe, sound, and compliant.
- Loan review purpose and objectives
- A “loan review plan,” including how to pull a sample and a loan review request memo
- Loan grading systems
- Consumer, commercial, and real estate loan case studies
- A sample report outline showing what examiners are looking for
- Three new focus points in loan review:
- The assessment factors for credit risk
- Loan-to-cost ratio
- Nonaccrual status issues
- Sample loan review policy
- Sample loan review line sheet (worksheet in Excel)
- Sample loan review report outline
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
WHO SHOULD ATTEND?
This informative session is designed for loan review officers, senior lending officers, loan officers, and loan audit personnel.
PLEASE NOTE: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.
ABOUT THE PRESENTER – Ann Brode-Harner, Brode Consulting Services, Inc.
Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.
Originally recorded on July 17, 2018.
Recorded webinar link is available until January 31, 2018.
Free Digital Copy included with purchase to download and view beyond link expiration date.
Price includes sales tax.