Many community banks are considering raising additional capital for a number of reasons, including repurchasing shares from shareholders, supporting balance sheet growth, engaging in acquisitions, or pursuing other strategic initiatives. Regardless of the motivation, the rules and regulations applicable to raising capital are complex. This webinar will simplify these rules and provide a straightforward explanation of the various debt/equity capital raising options available to community banks. It will cover raising capital by leveraging the bank holding company, engaging in “private placements” of common stock, and registered offerings, as well as the pros and cons of each. This is a must-attend session for community banks who want to understand the options available for raising additional capital.
- How much is enough?
- Understanding regulatory capital expectations
- Various sources of capital
- Identifying appropriate uses of capital
- Adhering to applicable securities laws
- Overview of the capital planning process
ABOUT THE PRESENTER – Jeffrey C. Gerrish, Gerrish Smith Tuck, PC, Consultants & Attorneys
Jeffrey Gerrish is Chairman of the Board of Gerrish Smith Tuck Consultants, LLC and a member of the Memphis-based law firm of Gerrish Smith Tuck, PC, Attorneys. The two firms have assisted over 2,000 financial institutions in all 50 states. Jeff’s consulting and legal practice places special emphasis on strategic planning; community bank mergers and acquisitions; dealing with the regulators, particularly as related to enforcement actions; bank holding company formations; acquisition and ownership planning for directors; stock repurchase plans; regulatory and compliance issues, including fair lending, unfair and deceptive and abusive practices; capital raising; securities law; ESOPs; and other matters of importance to community financial institutions.
Originally recorded on July 6, 2017.
Recorded webinar link is available until January 31, 2018.
Free Digital Copy included with purchase to download and view beyond link expiration date.
Price includes sales tax.