Accurate and consistent loan reporting affects an examiner's perception of a bank's overall credit quality. The loan information provided in Call Reports allows examiners to review changes, trends, and concentrations in the bank's loan portfolio during and between examinations. This session will focus on loan reporting basics, including accurately coding loan types such as residential real estate loans, construction loans, owner-occupied vs. non-owner-occupied loans, and multifamily loans. The basics of completing Schedule RC-C Part I and reporting allowance for loan loss activity on Schedule RI-B will be covered.
- Overview of the loan classification hierarchy for the Call Report
- Properly identifying and classifying real estate loans vs. non-real estate loans
- Detailed review of loan categories including 1-to-4 family residential loans, owner-occupied vs. non-owner-occupied property, construction loans, commercial and industrial loans, and other categories
- Identifying and reporting High Volatility Commercial Real Estate (HVCRE) loans
- Preparation of the basic loan information presented in Schedule RC-C and RI-B
- Overview of how loan classifications impact regulatory capital
- Loan classification hierarchy guide
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
WHO SHOULD ATTEND?
This informative session is designed for Call Report preparers and reviewers, lenders, and loan administration staff responsible for providing information for the Call Report or to bank regulators.
PLEASE NOTE: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.
ABOUT THE PRESENTER – Amanda C. Garnett, CPA, CFSA, CliftonLarsonAllen LLP
Amanda Garnett is a principal in the Financial Institutions Group of CliftonLarsonAllen LLP in the Peoria, Illinois office. She has experience in the areas of financial statement audits, internal audits, regulatory reporting, tax compliance, and consulting for financial institutions ranging from $10 million to $5 billion in assets.
Amanda oversees coordination and delivery of tax services for community bank clients served out of CLA’s Midwest Region. She has extensive expertise in federal tax compliance, state tax issues, tax planning, and mergers and acquisitions. In addition to tax services, Amanda performs consulting services and training for financial institutions across the country on Call Reports and regulatory capital.
Originally recorded on July 25, 2018.
Recorded webinar is available until January 31, 2019.
Free Digital Copy included with purchase to download and view beyond link expiration date.
Price includes sales tax.